safe, stable and affordable homes
Supporting housing stability through housing counseling

The COVID-19 pandemic worsened existing inequalities across the United States. Unfortunately, many families and individuals across the U.S. continue to face job loss, financial instability and the threat of homelessness. A report by the Consumer Financial Protection Bureau (CFPB) shows that Black and Hispanic mortgage borrowers are more likely to be delinquent or in a forbearance program compared to white borrowers. 

The American Rescue Plan Act of 2021 was signed into law by President Biden on March 11, 2021, in order to address these issues and stabilize our homes and communities. The legislation charged NeighborWorks America with designing and administering a national, $100 million housing counseling program that would provide grants to support housing counseling for households facing housing instability, such as eviction, default, foreclosure, loss of income or homelessness. 

We designed the Housing Stability Counseling Program, with the help of a diverse set of stakeholders, to meet the needs of residents facing housing instability and ensure funds are released to housing counseling agencies throughout the nation as quickly as possible.

Read recent stories about the program's impact: 

Register for Online Training

NeighborWorks America and our partners are committed to providing training resources and tools so you can effectively address new challenges (such as the need for remote counseling) and enhance your community impact. Our goal is to make training easy and accessible at a time when you need it most.

Register

Save the Date

Save the date for upcoming events, training opportunities and important dates to remember. 

Feb. 29 — Reminder: Quarterly survey due for Reallocation Round 2 grantees
Feb. 29 — Last day to upload client records; End of HSCP Grant Period for Original (Extension) and Round 1 (Extension) Grantees
March 14 — Office hours with HSCP staff 
March 18-22 – Place-Based Training (PBT) in Minneapolis
April 11 — HSCP Reporting and Q&A session 
April 18 — Office hours with HSCP staff 
April 30  — End of HSCP Grant Period for Round 2 Grantees 
May 16  — Office hours with HSCP staff 
May 6 - 17  — Virtual Training Institute 
May 31  — Reminder: Quarterly survey due for Reallocation Round 2 grantees
June 13  — Office hours with HSCP staff

Not Ok? That's Ok!

At NeighborWorks America, we realize that in these challenging times, too many families and individuals in our communities are at risk. Their health is at risk. Their financial security is in jeopardy and, in turn, so are their homes.

Many homeowners are struggling to make mortgage payments as a result of the coronavirus pandemic, so it's important to know your options and your rights. A vast number of homeowners have the right to a forbearnace on their mortgage for a coronavirus-related financial hardship. Contact your lender to find out if your loan qualifies. It's important to know and understand your options before you fall behind on a payment so you don't run the risk of damaging your credit.