The following links to organizational and governmental Web sites represent various aspects of the community stabilization field.
National Foundation for Credit Counseling
The National Foundation for Credit Counseling, dedicated to promoting financially responsible behavior nationally and building capacity for its members, publishes a homeownership crisis resource center on its website offering on-line debt advice to home owners on avoiding foreclosure and other topics, as well as an on-line communication service for members and stakeholders to allow them to communicate on critical issues related to credit counseling.
NAR's Housing and Economic Indicators
NAR's analysis of housing and economic indicators provides real estate professionals with tools to interpret the market and apply that knowledge to their business. In addition to NAR's own existing-home sales series, NAR Research monitors other indicators such as new-home sales, housing starts, producer prices, mortgage rates and more.
Congressional Black Caucus Foundation
A non-profit, non-partisan, public policy, research and education insitute, the Congressional Black Caucus Foundation (CBCF) is dedicated to improving the lives of African Americans and underserved communities. The website for CBCF offers policy briefs and research reports on topics such as economic development, child care and education, and the effect of climate change on African American communities.
Mortgage Bankers Association
The Mortgage Bankers Association (MBA) is the national association that represents the real estate finance industry, promotes fair and ethical lending practices, and supports professional excellence among real estate finance employees. The MBA website offers links to market data and forecast information, industry news reports, and professional development links.
Congressional Hispanic Caucus Institute
The Congressional Hispanic Caucus Institute (CHCI) provides educational and leadership development programs, such as internships, scholarships, fellowships and other services that increase opportunities for Hispanics to participate in and contribute to the policy making process. The website provides information on these services as well as highlighting CHCI's National Housing Initiative, with resources that facilitate homeownership for the Latinos in the United States.
AFSCME, The American Federation of State, County and Municipal Employees provides services to union members, in addition to employment protection, such as grants, scholarships, training programs and club discounts. Member service information can be found on this website as well as links to articles on national policy issues related to healthcare, workplace safety and job security and AFSME publications on related topics.
Housing Partnership Network
Housing Partnership Network is an organization of members that develop, manage and finance affordable homes in order to revitalize communities and provide economic opportunities for lower-income and working families. The website offers information on affiliate members by state and their programs, community lending tools for pre-development and acquisition, housing counseling programs, housing partnerships and insurance, and innovation in housing design.
The Coalition of Community Development Finance Institutions (CDFI) website provides information on CDFI services, locations, and case study descriptions on CDFI-invested local programs such as affordable and transitional housing, homeownership, and small business development.
The National Association of Housing and Redevelopment Officials (NAHRO) is dedicated to advocating for the provision of adequate and affordable housing and strong, viable communities for all Americans—particularly those with low- and moderate-incomes. This website lists information on and for member-administered programs such as Public Housing, Section 8, CDBG and HOME, professional development resources for redevelopment professionals, related publications, committee information, and a solutions database.
Annie E. Casey Foundation
To support its core mission of improving the lives of disadvantaged children, the Annie E. Casey Foundation provides grants, research and evaluation initiatives, and direct services such as technical assistance to support low-income communities and families. The website links users to descriptions and resources related to initiatives supported by Annie E. Casey such as Neighborhood Development, Rebuilding Communities, and Families Count.
The Ford Foundation is a private foundation that offers grants, loans and other resources internationally to organizations and individuals in four focus areas: strengthening democratic values, reducing poverty and injustice, promoting international cooperation and advancing human achievement. The website offers information and links to resources on these topics domestically and internationally, including diverse publications, a grants database, and resources for grant seekers, grant makers and donors.
Opportunity Finance Fund
A network of private financial intermediaries identifying and investing in opportunities to benefit low-income and low-wealth people in the US, the Opportunity Finance Network website provides information on financial investment products for individuals, investors, CDFIs, and mortgage originators, as well as relevant news articles on policy and programs related to increasing investment opportunities to low-income communities.
DreamBuilder Investments LLC
Dreambuilder Investments, LLC is a mortgage resolution and investment company that offers partnership opportunities and alternatives to foreclosure to lenders, investors and home owners in distressed markets. The website presents basic information about the company including contact information.
Charles Steward Mott Foundation
The Charles Stewart Mott Foundation is a private foundation dedicated to encouraging the self-sufficiency of individuals and promoting collaboration in communities through providing grants to organizations in areas of poverty alleviation, sustainable development, and promoting non-profit and philanthropic initiatives internationally and domestically. The website offers grant information on these focus areas, as well as posting publications on programs and initiatives it funds. Examples of specific initiatives funded include workforce development, income security, race and reconciliation, and citizen participation.
NCB Capital Impact
NCB Capital Impact provides financial support and technical assistance to co-operative initiatives that support underserved communities. Their website posts information on approaches to long-term sustainability for co-operatives and on the challenges to financing affordable and co-operative housing, charter schools and community health centers and related solutions such as New Markets Tax Credits, limited equity and shared equity models.
Community Development Financial Institutions Fund
The CDFI Fund is supported through the US Department of Treasury to promote economic revitalization through expanding the capacity of community development financial institutions (CDFIs) to provide credit, capital, and financial services to underserved communities. This website lists resources for CDFIs and Community Development Entities to apply for monetary awards, such as New Markets Tax Credits and the Bank Enterprise Award, in order to support financing community and economic development initiatives. The website features a CDFI Fund mapping tool that enables users to create maps and reports on funding-eligible census tracks and counties.
Fannie Mae was created in 1938 under federal charter in order to support affordable housing development, expand the availability of mortgage funds and to support the U.S housing market in all communities under all economic conditions. The website provides information (articles, reports) and resources (links to grants, lending and mortgage products, extensive homebuyer resources and foreclosure prevention tools) useful for organizations and individuals interested in facilitating and sustaining homeownership and housing stability in communities. Webcasts, articles, and e-newsletters on topics such as the mortgage market, national housing surveys, and disaster relief are also available.
Established by the Office of Policy Development and Research at HUD in 1978, HUD USER is designed to provide a database of information to community development researchers, policymakers, academics on priority housing and community development issues in the US. The website offers links to publications and data sets, newsletters and resource links on a broad range of topics related to housing and community stabilization such as housing production and technology, fair housing and housing finance, housing policy and market analysis, economic development strategies, lessons learned and case studies.
US Conference of Mayors
The U.S. Conference of Mayors (USCM) is a nonpartisan organization of cities in the US with populations of 30,000 or more, designed to promote effective policy development, strengthen federal-city relationships, ensure that federal policy meets urban needs, provide mayors with leadership and management tools, and create a forum for mayors to share ideas and information. The website highlights priority areas for legislation and programs such as the livability and environmental health of cities and brownfields redevelopment, housing, employment, and community development; and offers news, reports and videos on related topics and best practices.
Freddie Mac Economic & Housing Research
This division of Freddie Mac compiles data on major economic and housing and mortgage market indicators and offers annual forecasts based on those indicators. Information found on this link includes news releases, weekly commentaries, reports and other publications on topics like adjustable-rate and conventional mortgages and refinancing activities, as well as links to resources related to foreclosure avoidance, homeownership tools, properties for sale and Freddie Mac financing products.
ACORN is a national grassroots community organization with chapters in 110 US cities, working with affiliate community organizations and supporting low and moderate income communities though organizing, advocacy, negotiation, and direct action. The website offers access to a members' center (anyone can sign up) to find out about community events and services, information on ACORN campaigns such as predatory lending, living wage, better schools, foreclosures and affordable housing, as well as legislative action alerts and multi-media press releases.
The American Federation of Labor and Congress of Industrial Organizations is a federation of national and international unions. Its website lists information on member unions and affiliates as well as links to articles on topics such as green jobs, civil and worker's rights, and the impact of the housing mortgage crisis on low-income families.
Center for Responsible Lending
The Center for Responsible Lending is a non-profit organization focused on research, policy development, coalition building, litigation and communication for the purpose of protecting homeownership and family wealth from abusive financial practices. Their website posts articles and research highlighting recent policy trends in home-lending, reports on the sub-prime lending crisis, and links to organizations that work to fight predatory lending practices and prevent foreclosure.
National CAPACD is a national advocacy organization dedicated to addressing the community development needs of diverse and rapidly growing Asian American, Pacific Islander, Native Hawaiian, refugee and immigrant communities. Its website focuses on key program areas such as access to housing, data policy, economic justice, and community preservation and revitalization through highlighting the work of affiliate organizations and through links to local and national resources.
National Urban League
With over 100 local affiliates in 35 states and the District of Columbia, The Urban League is devoted to empowering African Americans and underserved communities to enter the economic and social mainstream through direct service programs, advocacy and research. The website posts information on the Urban League's programs such as civil rights and racial justice, economic empowerment, health and quality of life, as well as a listing of affiliates by state and publications such as the State of Black America, Urban Influence Magazine and policy institute reports.
The nonprofit Center for Community Self-Help and its financing affiliates Self-Help Credit Union and Self-Help Ventures Fund provide financing, technical support and advocacy for groups left out of the economic mainstream. The website provides information on topics such as predatory lending, tax credits, CDFI support, and the sub-prime mortgage crisis as well as commercial and residential lending products and a listing of homes for sale.
The Genesee Institute
The Genesee Institute provides planning and research technical assistance tools to local jurisdictions and non-profit organizations on issues related to vacant and tax foreclosed properties, sustainable neighborhoods, shrinking cities, economic revitilization, land banking, urban sprawl, and growth management. Their website details the types of technical assistance offered, as well as information on upcoming seminars, links to affiliated organizations, and reports highlighting case studies in Flint, Michigan (where the organization is headquartered).
Community Stabilization Project
Community Stabilization Project utlizes grassroots organizing, advocacy, and human service to inform, educate, and organize low-income tenants and people of color to take action to preserve and increase the supply of affordable housing in the Saint Paul, Minnesota metro area. It's website provides written and visual information on case studies of community stabilization in the St. Paul area through the use of these tools.
LivingCities is a national community development institute that offers grants and financial investments, expertise, and resources that support community development, sponsor important research, and promote policies that benefit cities and their residents. Their website lists links to projects, neighborhood case studies, publications and community development tools for over 20 major US cities. It also provides research publications on urban development policy, census and neighborhood data, child well-being indicators, and tools to diagnose the quality of life in cities.
Initiative for a Competitive Inner City
The Initiative for a Competitive Inner City (ICIC) is a national not-for-profit organization dedicated to conducting research that demonstrates the competitive advantage of cities in order to promote successful strategies that fuel inner city development. The ICIC website hosts publications comparing the competitive advantage of development initiatives, as well as information on programs and strategies that encourage and sustain capital investment in inner cities.